About Us
Built by a mortgage industry veteran
We're an emerging mortgage company founded by German A. Sissa (NMLS #87217), a financial and mortgage industry executive with a strong track record across diverse, dynamic markets — skilled at navigating economic headwinds and adapting to evolving regulations to deliver strategic financing solutions.
With 12 years of experience in residential, commercial, and construction loans, along with asset-based and non-collateralized business lending, he's built a reputation for a personal approach and a genuine concern for the welfare of clients and referral partners alike.
Our goal is to deliver personalized service to homeownership for every customer we work with.
We combine deep industry knowledge with a common-sense approach to closing homeownership loans successfully.
German A. Sissa
Founder & CEO · NMLS #87217
16+
Years in the mortgage industry
$400M+
In loans closed by our CEO
3,000+
Satisfied customers
Values
What we stand for
Business Transparency
We've built our reputation by carefully nurturing every business relationship — earning the trust, respect, and loyalty of a large customer base by listening to what people need and delivering it.
Trust
That trust comes from the exceptional reputation of our CEO — 16+ years in the industry, more than $400 million in loans closed, and thousands of satisfied customers along the way.
Reviews
What our clients say
“As a first time homeowner, I couldn't be happier with the outcome. Juan Diego Jimenez and Miguel Castillo made the experience smooth and clear. They were very friendly, helpful, and knowledgeable. I highly recommend Dream Habitat and its amazing team. Exceptional service.”
Indrojit Sarkar
“I have had the pleasure of working with German and his team several times. They were always efficient, did what they said they would do, and always closed a loan ahead of schedule. A definite five-star.”
Diana Y Avendano
“It was a pleasure to work with Dream Habitat for my deals and also my own house. I trust German Sissa and his team, they are very professional, and most importantly they care about their customers, addressing all my concerns promptly.”
Katia Santesteban
“Excellent experience! It is extremely reliable, professional, and transparent. The process was quick and hassle-free, and communication was clear at all times. Highly recommended!”
JANIRA
“Always is a pleasure to work with German, great service, clear communication and very fast closing.”
Alejandro Rodriguez
“I thank German Sissa for his great professional and reliable work, and his entire team for helping me obtain the refinancing for my house. Truly grateful.”
Tania Fernandez
“Very professional. Specially German who helped me to do refinance my mortgage. Very experienced responsible person. I recommend to take their services.”
Barry DuRon
“Excellent transaction with perfect execution. And anything that was promised to me I received. I would do business anytime with this person.”
Guy Serbes
“I'll tell you about my experience working with them. It was a very good process, because they made my dreams of buying my house come true. They give you the security that you want, that's why I thank you. It was a pleasure working with you.”
Luis Velez
“German was very professional. From the start, I felt very comfortable with him and his staff. He made everything easy to understand. I already recommended him to a co worker.”
William Penn
“I had a fantastic experience working with Dream Habitat for my mortgage loan. Their team was incredibly helpful, knowledgeable, and patient throughout the entire process. They made getting a mortgage feel easy and stress-free.”
Estefany Macareno
“They both were very nice and helpful people, specially Bari Rivera. They made it easy to get a loan. I am happy with their service.”
Milan Devnath
“Dedicated man, I know him for 16 years. Helped me purchase 2 rental properties while my credit score was bad — he even helped me raise it.”
Roody Jean Louis
“Excellent service! Thanks to Juan Diego for being attentive to the process from the beginning until closing day!”
Cristhian Robles