Affordability Calculator
How much home can you afford?
Enter your income, assets, and credit score to get a ballpark estimate of the home price you may qualify for.
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Estimated home price
$315,457
Limited by your assets
Down payment10% ($31,546)
Loan amount$283,912
Your $50,000 in liquid assets covers the 10% down payment ($31,546) plus about $18,454 in estimated closing costs — that combination is what caps the price here, not your income.
Est. monthly payment: $2,513
Principal & interest$1,795
Property tax$407
Home insurance$146
PMI$166
Estimate only, based on a 6.5% placeholder rate — not a rate quote or pre-approval. Based on gross income and assets only; doesn't account for existing debts, reserves, or full underwriting.
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