Closing Costs Estimator
What should you budget for closing costs?
Enter a home price, down payment, and loan type to see a ballpark range for closing costs, broken down by category.
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Closing costs depend heavily on your lender, title company, and location, so this shows a typical percent-of-loan-amount estimate rather than exact fees. For FHA loans, this doesn't include the upfront mortgage insurance premium, which is usually financed rather than paid at closing.
Estimated closing costs
$14,000
5% of loan amount
Loan amount$280,000
Typical breakdown
Loan origination & lender fees$4,200
Third-party fees (appraisal, credit report, inspection)$2,800
Title & recording$2,100
Prepaid items & escrow (taxes, insurance, interest)$4,900
This is an estimate for informational purposes only — not a loan offer or pre-qualification. Actual closing costs depend on your lender, location, and the specifics of your transaction.
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