Affordability Calculator
How much home can you afford?
Enter your income, assets, and credit score to get a ballpark estimate of the home price you may qualify for.
How this works: this illustrative estimate takes the lower of two figures — how much home your income can support each month, and how much home your assets cover for the down payment plus closing costs. The result panel tells you which one is currently the tighter of the two; changing the other value won't move the estimate until it becomes the tighter one.
Estimated home price
$315,457
Limited by your assets
Your $50,000 in liquid assets covers the 10% down payment ($31,546) plus about $18,454 in estimated closing costs — that combination is what caps the price here, not your income.
Est. monthly payment: $2,513
Estimate only, based on a 6.5% placeholder rate — not a rate quote or pre-approval. Based on gross income and assets only; doesn't account for existing debts, reserves, or full underwriting.
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